Chapter 7 Bankruptcy

The Law Office of Daniel R. Mintz

Illinois Chapter 7 Bankruptcy Lawyer

If you’re tired of being hassled by debt collectors who call you in the evening and send you threatening letters, declaring bankruptcy may be the best solution for regrouping and starting over. If you meet certain income requirements and are unable to get out from under debt, debt consolidation attorney Daniel R. Mintz can help you file for Chapter 7 bankruptcy. While the law has changed, many are still eligible to file for Chapter 7 and receive a fresh start. Knowing what steps to take and how to rebuild your credit, bankruptcy lawyer Daniel R. Mintz collects your financial information, prepares all necessary documentation, and ensures all paperwork is appropriately filed with the court.

You don’t have to worry every time the phone rings – contact Illinois debt relief lawyer Daniel R. Mintz today for a free consultation. Located in Aurora, Mr. Mintz represents clients in Joliet, West Chicago, Wheaton, Naperville, Batavia, Calumet City, Oswego, Elgin, and surrounding areas.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy allows individuals who meet certain criteria to discharge a large portion of their debt. While child support, alimony, student loans, and certain taxes cannot be discharged, heavy credit card debt and other kinds of bills often can. Retirement funds and pension plan assets are exempt and will not be used by the court to discharge your debt.

What about the Debt Collectors that Keep Calling Me?

As soon as you hire Daniel R. Mintz as your bankruptcy attorney, any calls you receive from debt collectors can be referred to his office. As your lawyer, any future communications between you and creditors should be handled by Mr. Mintz, forcing debt collectors to leave you alone. If the calls persist, Mr. Mintz can pursue a civil suit according to the terms of the Fair Debt Collection Practices Act, suing those who continue to harass you.

What is the First Step?

If you have questions regarding your eligibility for Chapter 7, contact Illinois Chapter 7 bankruptcy lawyer Daniel R. Mintz today to learn more about your options. He can explain what information is needed, as well as steps you can take afterwards to begin rebuilding your credit. Call today.

Located in Aurora, Illinois, the law office of Daniel R. Mintz represents clients in Elgin, Naperville, Sycamore, Yorkville, Montgomery, Joliet, Geneva, Wheaton, Batavia, West Chicago, and Bolingbrook, as well as in Kane County, DuPage County, Kendall County, DeKalb County, and Will County.

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